Baidu World: Focus On Offline-to-Online E-Commerce
Upon typing in a mobile search query (by inputting “@merchant name”), users will be redirected to the merchant's Zhida Account page and can book/purchase services through the account page, with payment and social sharing enabled. As such, Zhida …
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State of extremes
Or a merchant's description of Virginia City as "the greatest aggregation of toughs and criminals that ever got together in the west." Strahn begins with an autobiography of William Clark's slave York, and … We learn about "hurdy-gurdy houses" in …
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MyECheck to Provide Mobile Payment Services to Sionic Mobile
… fraud prevention and mobile account services. Atlanta-based Sionic Mobile is a mCommerce company utilizing mobile devices and cloud technology to connect merchants with nearby, ready-to-spend consumers. The company is the maker and provider of …
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Pros and cons of the top mobile payment systems
With Apple Pay, the phone unlocks automatically when you hold it near the NFC (near-field communication) reader on the merchant's payment system. You're then … Pros: You can make payments through your bank account, not just cards. You can also send …
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KARE 11 Investigates: How thieves can easily steal your ID and credit
If Rob Olson hadn't gotten suspicious, the crook could have set up a business account that would let him ring up hundreds of phony credit card charges on his merchant account and pocket the stolen money. "And they'll do this until the wheels fall off …
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Best Credit Card Offers for Retirees: Which Should You Choose?
There's also a killer signup bonus: Earn 40,000 bonus miles when you spend $ 3,000 or more on purchases in the first 90 days from account opening. … Please note that NerdWallet has financial relationships with some of the merchants mentioned here.
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Are 'Pull' Credit Card Transactions Making You Overly Vulnerable?
… trust all the parties involved? When you swipe your credit card at a retailer, potentially hundreds, if not thousands, of people could be involved in that transaction. How is that possible? Isn't money moving directly from your account to the …
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TransFirst Named Eighth Best Merchant Service by topcreditcardprocessors.com …
The recommendations are updated monthly to account for the latest developments within the industry. In order to obtain a more in-depth outlook of the service, the topcreditcardprocessors.com research team also communicates with customer references.
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Samsung Sees Role as Third Player in the Credit Card War
“One less thing to carry is one less thing to worry about or lose,” Graylin writes. “They want to use the cards they already have, at their favorite merchants, on the devices they own. Their wallet account is personal. It should belong to them, and not …
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Atlanta-based BitPay hooks up with PayPal to expand bitcoin adoption
Merchants using Payments Hub can create a BitPay merchant account. PayPal customers with a bitcoin wallet will then be able to pay with bitcoin for games, music, videos, news, ebooks, and other digital content. “PayPal's Payments Hub is the ideal first …
Read more on Atlanta Business Chronicle (blog)

Payments Processor Braintree Confirms Bitcoin Integration Rumors
In its blog post regarding the announcement, Coinbase indicated that Braintree businesses will need to open a new merchant account with Coinbase in order to complete the integration upon its release. However, Braintree merchants that want to get in …
Read more on CoinDesk

How Main Street Will Pay for Home Depot's Data Breach
When a credit-card company identifies fraud, it wipes the payment off the cardholder's account and notifies the merchant. Unless the store can prove the payment was authorized, the credit-card company debits money from a merchant's checking account, …
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Fifth Third officials say little about merchant 'security breach' that …
“The bank has steps in place to take action when there is any possibility that a customer's account may be compromised,” Rowland said. “In an era of increased information sharing, we're very proud of our sophisticated fraud protection and proactive …
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Cyber crooks target faujis, steal salaries
The accounts targeted are of State Bank of India and Rs 11,000 to over Rs 3 lakh has been stolen from each account. The IP and merchant addresses used are being procured and the initial leads suggest the hackers are based in the US and Canada, …
Read more on Times of India

Visa launches new tools to secure payments from Internet-connected devices …
"Smartphone manufacturers can securely load a Visa account within a device, merchants can directly embed Visa payment functionality into their mobile apps and financial institutions can offer mobile and online payments as part of their mobile banking …
Read more on Retail Customer Experience (blog)

Question by M Shadows: What is the difference between Merchant Account and Payment Gateway?
Online Shopping

Best answer:

Answer by imisidro
Merchant account is a bank authorized account which allows you to accept major credit cards, electronic checks, etc. Note though that rates banks will charge you are higher if you are operating an online store because the “card is not present”

Payment Gateway is a software which actually processes customer order information, address, credit card number, etc. The data is sent to a credit card authorization network which verifies that the credit card is valid and verifies that the shipping address matches the billing address. Example of payment gateway is Authorize.net http://www.authorize.net

If you have only a few items, you can operate without a payment gateway and only with a merchant account — as long as you can manually assess the order and identify signs of fraud. All you need is a merchant account and a terminal where you can manually key in the credit card information

With a payment gateway, the order and credit card information is directly sent to your merchant account. So if the customer pressed the BUY NOW button twice, their card can be charged twice, as against when you manually key in the number, you can ignore the duplicate order

Add your own answer in the comments!

Legacy Banks Invest In Coinbase's Record m Funding Round
Some of the larger merchants Coinbase has signed on to their platform has been part of the portfolio of Andreessen Horowitz, one of Coinbase's early investors. Coinbase will be using the money to expand their employee base and their … Armstrong said …
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'Vindskip' cargo ship uses its hull as a giant sail
Designed by Lade AS, the Oslo-based company says the hybrid merchant ship — which would still have a liquefied natural gas-powered engine — could achieve fuel savings of 60% and reduce emissions by 80%. It's the brainchild of Terje Lade, who used his …
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ISO Central
ISOCentral is an Android-based app that streamlines the process of signing merchant accounts to as little as 2 hours. ISOCentral is fully integrated with processors and sponsor banks for immediate results. All you need to bring to your sales calls is …
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VeriFone Mobile Money and Airtel Africa Group Announce Master Agreement for …
20, 2014 /PRNewswire/ — VeriFone Mobile Money and Airtel Africa, part of the Bharti Airtel Group, today announced that they had reached an agreement to offer VeriFone Mobile Money's merchant enablement applications for mobile Tap n Pay across their 17 …
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Social E-Commerce App Drives Traffic to Your Online Store
To further drive sales for merchants, Bestie also gives users product recommendations based on their favorites, accounts they follow, browsing histories and user preferences. The service also functions as a deal-finding platform that automatically …
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Is ACH Crucial To Future Payments Innovation?
I define omnipayments as the ability for merchants to accept payments in a variety of ways under one merchant account. Today, many merchants want to accept payments ubiquitously in multiple ways, leveraging tools whether they be tablets, mobile phones, …
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